A selection of pages on this site that deal with "Premium".
- CJEU: cross-border claims and guarantee bodies: 6 judgments of the Court of Justice of the EU on cross-border claims and guarantee bodies: summaries, paragraphs and links.
- CJEU: insurance contracts, information and consumers: 12 judgments of the Court of Justice of the EU on insurance contracts, information and consumers: summaries, paragraphs and links.
- Distance insurance contracts and withdrawal in Estonia (2026): The policyholder's right of withdrawal under VÕS § 433 and § 56 as amended from 1 September 2026: online sales, immediate cover, life insurance, costs.
- Ending an insurance contract in Estonia: nullity to cancellation: Nullity, avoidance, withdrawal, cancellation, release, reduction and absence of cover under Estonian law, explained by legal consequence and deadline.
- Estonian Supreme Court: insurance premium case law: Estonian Supreme Court (Riigikohus) insurance case law: premium. Summaries in English with links.
- Estonian insurance contract law: overview for foreign insurers: The insurance chapter of the Estonian Law of Obligations Act explained: disclosure, premium, risk aggravation, obligations, notification, subrogation.
- Estonian insurance law FAQ for insurers, brokers and TPAs: Answers to frequent questions on Estonian insurance law: applicable law, mandatory rules, disclosure, warranties, notice, declinations, limitation.
- Estonian insurance regulations: reporting, motor, patient, vaccine: Government and ministerial regulations under Estonian insurance statutes: FSA reporting, motor register and rates, patient insurance, vaccine insurance.
- Insolvency of a policyholder or tortfeasor in Estonia: What happens to insurance when a policyholder, insured or tortfeasor goes bankrupt in Estonia: claims filing, injured party priority, cancellation, D&O.
- Insurance law principles and theories: Eight principles of insurance law and 47 theories from foreign law and economics: country of origin, content, limits and relation to Estonian law.
- Insurance premium under Estonian law: first and later premiums: Premium rules in VÕS §§ 453–462: first premium, reminders for later premiums, release, cancellation, pro rata premium and premium adjustment.
- International case law: personal insurance and insurable interest: 10 decisions of foreign courts on personal insurance and insurable interest: summaries, paragraphs and links.
- Origins of Insurance: from Sea Loans to Lloyd's and Life Tables: Mutual aid, sea loans and general average, the Genoa contract of 1347, Lloyd's coffee house, fire insurance after 1666.
- Patient insurance and dental care in Estonia: do prices rise?: Does Estonia's compulsory liability insurance for healthcare providers raise dental prices? Risk-based pricing and the effect of TOKVS.
- Patient insurance in Estonia: the first year of TOKVS: Estonia's compulsory liability insurance for healthcare providers (TOKVS): structure, limits, conciliation committee and lessons from the first year.
- Policy wording review for Estonian risks: Estonian-law review of insurance wordings: mandatory rules, standard terms, conditions, notice, claims-made, exclusions, translations.
- Pre-contractual disclosure in Estonian insurance law: The policyholder's duty of disclosure under VÕS §§ 440–442: material circumstances, questionnaires, withdrawal within one month, causation and fraud.
- Research article: do PEICL premium rules protect policyholders?: Luik and Kontautas 2012: premium payment rules in PEICL compared with Estonian, Latvian and Lithuanian law.
- Research article: the premium as the policyholder's main duty: Luik and Haavasalu, Juridica 2010/3: premium payment in Estonian non-life insurance and the consequences of late or non-payment.
- Sanctions and insurance in Estonia: claims, premiums and nullity: How EU and Estonian sanctions affect insurance in Estonia: nullity under RSanS § 7, sanctions clauses, claims payments, ransomware, authorisations.
- Under-insurance, over-insurance and double insurance in Estonia: Average, over-insurance, co-insurance, leading insurer and multiple insurance under VÕS §§ 481–487: joint liability, contribution.