A selection of pages on this site that deal with "Cyber insurance".
- Avoiding coverage gaps in a cyber, crime and D&O programme: Coordinating policies, harmonising definitions, the roles of broker and lawyer, documentation and a model coverage matrix to avoid gaps.
- Baltic public cyber incidents and management liability cases: Publicly known cyber incidents and management liability cases in Estonia, Latvia and Lithuania as neutral facts, and the insurance law questions.
- Blog: Estonian insurance law insights: Blog by Estonian attorney Dr Olavi-Jüri Luik: insurance law developments, Supreme Court practice and analysis for insurers, MGAs and brokers.
- Breach coach for cyber incidents in Estonia (NIS2, GDPR): Breach coach in Estonia: incident response, NIS2 notifications under the Cybersecurity Act, GDPR, ransomware payments and sanctions.
- Crime insurance court cases: direct loss and computer fraud: International crime insurance case law: direct loss, computer fraud vs social engineering, sub-limits, client property and employee intent.
- Crisis communications: customers, regulators, media, insurers: Communicating during an incident with customers, regulators and the media without prejudicing liability, fines or insurance cover in Estonia.
- Cyber claims in Estonia: NIS2, GDPR, ransomware and insurance: Cyber incidents in Estonia: Cybersecurity Act (NIS2) duties, GDPR claims, ransomware payments and sanctions.
- Cyber insurance and NIS2 in Estonia: what changed in 2026: Estonia's Cybersecurity Act (NIS2): board responsibility, 24/72-hour reporting, fines, and how they affect cyber and D&O policies governed by Estonian law.
- Cyber insurance cases: NotPetya, data breaches, ransomware: International cyber insurance cases and insurers' claims examples: war exclusion, property and liability cover, supply chain, card brand fees.
- Cyber, crime and D&O insurance: interplay and boundaries: Which policy covers which loss, where the grey areas lie and how a loss can fall between cyber, crime and D&O policies under Estonian law.
- D&O case studies: data breaches, investor claims and limits: International D&O cases: Equifax, Yahoo, Boeing, Volkswagen, Wirecard, Petrobras, Fortis, climate litigation and insurers' claims examples.
- Evidence and forensics after a cyber incident or fraud: IT forensics, financial flow analysis and preservation of evidence (chain of custody): why forensic quality decides the claim and the dispute.
- Guides to Estonian insurance law for foreign insurers: Practical guides on Estonian insurance claims for insurers, Lloyd's syndicates, MGAs, brokers and TPAs: motor, liability, financial lines, disputes.
- Modern risk landscape: cyber, fraud and management liability: Why property and liability cover no longer suffices in Estonia: digital dependence, social engineering fraud, NIS2 and board liability.
- Notification and claims strategy across several policies: When to notify, how to qualify the incident and how to claim in parallel under cyber, crime and D&O policies under Estonian law.
- One click, cash and revenue gone: cyber insurance for businesses: Ransomware, business interruption and data breaches: what cyber insurance covers, why property policies are no substitute and what to check in Estonia.
- Sanctions and insurance in Estonia: claims, premiums and nullity: How EU and Estonian sanctions affect insurance in Estonia: nullity under RSanS § 7, sanctions clauses, claims payments, ransomware, authorisations.
- Services for insurers, reinsurers, MGAs, brokers and TPAs: Local and panel counsel in Estonia: coverage opinions, claims support, reservation of rights, subrogation, litigation, breach coach, D&O, crime.
- The first 24 to 72 hours after a cyber incident or fraud: Crisis management in the first hours: containment, the crisis team, whom to involve, NIS2, GDPR and insurance law deadlines and policy conditions.
- War and geopolitical risk claims in Estonia and the Baltics: War, terrorism, drone, sabotage and sanctions issues for insurers writing Baltic risks: exclusions under Estonian law, proof, claims and wordings.
- War exclusions and cyber insurance under Estonian law: War, hostile act and state-backed cyber attack exclusions under Estonian law: classification, burden of proof, attribution, interpretation.