Insurers, reinsurers, Lloyd's syndicates and coverholders, MGAs, brokers, agents and claims handlers (including TPAs) are welcome to contact me about Estonian coverage questions, claims, recoveries, disputes or wording reviews. I usually reply within one business day.
Your first message: conflict check only. Before any matter is opened, WIDEN runs a conflict check. To make that possible without exposing confidential information, please limit your first message to:
- the names of the parties involved (your company or group, the policyholder or insured, the claimant or counterparty, and any co-insurers or reinsurers);
- the line of insurance in general terms (for example property, D&O, cyber, motor);
- any urgent deadline (a court date, a limitation date or a regulatory notification).
Please do not send the policy, the claim file, reserve figures or your coverage position until I have confirmed that the conflict check is clear. Receiving your message does not mean that a mandate has been accepted: an engagement begins only once the conflict check is clear and the scope and terms of the engagement have been agreed. Once it is, I will ask for the documents and the details needed for the task you have in mind (a coverage view, local representation, a recovery assessment, etc.).
Whom I act for. My practice is insurer-side. I act for policyholders only exceptionally and never against an insurer or reinsurer that is a client of mine or of WIDEN. If the conflict check shows that I cannot act, I will say so without discussing the substance of the matter. Panel and programme clients can agree with me in writing on advance conflict notification and on a list of entities against which I will not act; see the conflict policy.
Direct contact
- Email: olavi@widen.legal
- Phone: +372 509 7543
- WhatsApp: +372 509 7543
- Address: WIDEN (Advokaadibüroo WIDEN OÜ), Rävala pst 4, 10145 Tallinn, Estonia
- WIDEN profile: Olavi-Jüri Luik
- LinkedIn: Olavi-Jüri Luik
Personal data is processed in accordance with WIDEN's Privacy Policy, which describes the purposes and legal bases of processing, including communication with potential clients. Ticking the box above confirms that you have read the policy; it is not a consent to marketing. Information on this site is general and does not constitute legal advice; advice is given only after the facts have been reviewed and an engagement has been agreed.