A selection of pages on this site that deal with "Insurance broker and agent".
- Demands and needs: distributor liability and quasi-cover: Is there a principle of responsible insurance? KindlTS § 221, broker and agent liability and "quasi-cover" when the wrong policy is sold in Estonia.
- Distance insurance contracts and withdrawal in Estonia (2026): The policyholder's right of withdrawal under VÕS § 433 and § 56 as amended from 1 September 2026: online sales, immediate cover, life insurance, costs.
- EU insurance directives and their transposition in Estonia: Solvency II, 2025/1 and 2025/2, IDD, motor directive, distance financial services, product liability, unfair terms, NIS2, CSRD: Estonian transposition status.
- EU regulations for insurers in Estonia: Rome I, DORA, PRIIPs: Directly applicable EU regulations in Estonian insurance: Rome I Art 7, Brussels I bis Arts 10–16, GDPR, DORA, PRIIPs, Solvency II/IDD rules, AI Act, sanctions.
- Estonia bill 993 SE: broker agents, no-branch EEA insurers: Estonia's bill 993 SE would let brokers use agents, allow EEA insurers to operate permanently without a branch and change policy delivery rules.
- Estonian FSA guidelines for insurers and insurance brokers: Finantsinspektsioon advisory guidelines and letters on insurance distribution, complaints, claims handling, IT, AML and governance, with links and dates.
- Estonian Insurance Law in the EU Era and Motor Insurance History: VÕS 2002, EU accession, Solvency II and the 2015 Insurance Activities Act, the IDD, four Motor Insurance Acts.
- Estonian Supreme Court: insurance distribution and brokers: Estonian Supreme Court (Riigikohus) insurance case law: insurance distribution and broker liability. Summaries in English with links.
- Estonian insurance law update: Q1 2026: Estonian insurance regulation in Q1 2026: broker agents draft, genetic data ban in KindlTS, distance-marketing bill and a Supreme Court ruling on casco.
- Estonian insurance law update: Q3 2026: Estonian insurance regulation in Q3 2026: distance-marketing rules in force, broker agents bill 993 SE in Parliament.
- Estonian insurance legal framework: statutes, regulations, EU law: Estonian and EU insurance legislation in one place for foreign insurers and brokers: statutes, regulations, directives, FSA guidance and EIOPA guidelines.
- Estonian insurance statutes: VÕS, KindlTS, LKindlS and more: Estonian statutes relevant to insurers and brokers, section by section: contract law, insurance activities, motor and patient insurance, compulsory PI covers.
- Insurance distribution in Estonia: IDD rules for brokers, agents: IDD in Estonia: brokers, agents and ancillary agents, registration, PI cover, best interest, demands and needs, information duties, passporting.
- Insurance organisations in Estonia and internationally: Insurance organisations in Estonia and abroad: Financial Supervision Authority, Traffic Insurance Fund, insurers and brokers associations, EIOPA, AIDA.
- Insurance regulation in Estonia: FSA, IDD and EEA passporting: Finantsinspektsioon, EEA passporting for insurers and intermediaries, IDD conduct rules, distance sales and motor insurance entry.
- Large risks under Estonian insurance law: VÕS § 427 and Rome I: When Estonian protective insurance rules do not apply: reinsurance, marine, aviation, credit and large commercial risks under VÕS § 427, Rome I.