Book (in Estonian): J. Lahe, O.-J. Luik, M. Merila, Liikluskindlustuse seadus. Kommenteeritud väljaanne (Motor Insurance Act. Annotated Commentary), Tartu: Juura 2026 (400 pp.). Publisher's page (published 2026)
Authors: Janno Lahe, Olavi-Jüri Luik and M. Merila.
About the book
The second edition comments on the Motor Insurance Act (liikluskindlustuse seadus, LKindlS) after the 2024 reform; the first edition appeared in 2017. Olavi-Jüri Luik wrote, among other parts, the chapters on the history of the act and on dispute resolution, as well as commentary on several sections.
Why a new edition was needed
The 2024 amendments substantially changed the structure of the act. Sums insured are now EUR 1,300,000 for property damage and EUR 6,450,000 for personal injury per event (LKindlS § 25(1), in force 15 July 2024). Since 1 December 2024, MTPL pays according to whether the insured person is liable to the injured party, and the extent of damage is assessed under the damages rules of the Law of Obligations Act (võlaõigusseadus, VÕS) with MTPL-specific deviations. Section 32 sets CPI-indexed minimum amounts for non-pecuniary loss.
Who it is for
Judges, lawyers, insurers and claims handlers, including foreign insurers and Green Card bureaux dealing with Estonian accidents, as well as victims and their representatives. See the act on Riigi Teataja.