Book (in Estonian): J. Lahe, O.-J. Luik, M. Merila, Liikluskindlustuse seadus. Kommenteeritud väljaanne (Motor Insurance Act. Annotated Commentary), Tallinn: Juura 2017 (248 pp.). ETIS record (published 2017)
Authors: Janno Lahe, Olavi-Jüri Luik and M. Merila.
About the book
An article-by-article commentary on the Motor Insurance Act (liikluskindlustuse seadus, LKindlS) in force since 1 October 2014. It explains Estonia's compulsory motor third-party liability system, the insured event, sums insured, heads of recoverable loss, the insurer's right of recourse, the tasks of the Estonian Traffic Insurance Fund (Eesti Liikluskindlustuse Fond) and dispute resolution.
What has changed
The 2017 edition must be read with care. The act was substantially amended in 2024: sums insured increased (EUR 6,450,000 for personal injury, LKindlS § 25(1), in force 15 July 2024), and since 1 December 2024 the extent of damage is assessed under the damages rules of the Law of Obligations Act, with statutory minimum amounts for non-pecuniary loss (§ 32). The current reference is the second edition (2026).