Original (in Estonian): Kadi Heinsalu, "TOIMUS ÄRA: patsiendikindlustuse vebinar", Meditsiiniuudised, 19 September 2024. Read the report. Follow-up with audience questions: Meditsiiniuudised, 30 September 2024.
Date note: the date of this post (19 September 2024) is the date of the original publication. This English summary was written for this website in 2026.
A month before compulsory liability insurance for healthcare providers took effect, Meditsiiniuudised and the insurance broker IIZI held a webinar titled "Patient insurance in practice". Olavi-Jüri Luik was one of the two speakers, alongside IIZI's product development manager.
Topic
The webinar covered what compulsory liability insurance means for healthcare providers: who must insure, what is covered, minimum sums insured and exclusions, and how claims are handled. A follow-up article answered audience questions. The publicly visible text does not detail the speakers' positions, so they are not repeated here.
What we know now
The Healthcare Provider's Compulsory Liability Insurance Act (tervishoiuteenuse osutaja kohustusliku vastutuskindlustuse seadus, TOKVS) entered into force on 1 November 2024. It sets minimum sums insured and a list of exclusions, and patients may refer disputes to a conciliation committee. Lessons from the first year are analysed in a separate post, and the act itself in the annotated commentary.