# Under- and over-insurance

URL: https://insurancelawestonia.ee/tags/under-over-insurance/
Author: Dr Olavi-Jüri Luik, Partner, Head of Insurance Law, attorney at law (Advokaadibüroo WIDEN OÜ)

> A selection of pages on this site that deal with Under- and over-insurance (8 pages): Estonian insurance law articles, guides and explanations.

A selection of pages on this site that deal with "Under- and over-insurance".

- [CJEU: jurisdiction in insurance matters](https://insurancelawestonia.ee/court-of-justice-eu/jurisdiction-in-insurance-matters): 17 judgments of the Court of Justice of the EU on jurisdiction in insurance matters: summaries, paragraphs and links.
- [Estonian Supreme Court: contract formation and disclosure](https://insurancelawestonia.ee/supreme-court/conclusion-policy-and-disclosure): Estonian Supreme Court (Riigikohus) case law on formation of insurance contracts, the policy and pre-contractual disclosure, in English.
- [Estonian Supreme Court: insurable value and indemnity](https://insurancelawestonia.ee/supreme-court/indemnity-insurable-value-and-calculation): Estonian Supreme Court (Riigikohus) case law on insurable value, under- and overinsurance and calculating the indemnity, in English.
- [Insurable interest, insurable value and sums insured in Estonia](https://insurancelawestonia.ee/estonian-insurance-contract-law/insurable-interest-and-sums-insured): Indemnity principle, insurable interest, insurable value, agreed value and reinstatement cost under VÕS §§ 476–480, with Supreme Court case law.
- [Integrated insurance programmes: limits, layers and overlaps](https://insurancelawestonia.ee/specialty-lines/handbook/integrated-programmes): An integrated programme: primary and excess layers, per-claim and aggregate limits, sub-limits, overlaps and the wrong clause in the wrong place.
- [International case law: limits, towers and long-tail losses](https://insurancelawestonia.ee/international-insurance-case-law/limits-towers-aggregation-and-long-tail): 14 decisions of foreign courts on limits, towers and long-tail losses: summaries, paragraphs and links.
- [Property insurance in Estonia: five often overlooked nuances](https://insurancelawestonia.ee/blog/2023-10-09-property-insurance-five-overlooked-nuances): Underinsurance, fire safety, care during the policy period and liability cover: five issues that decide property claims under Estonian law.
- [Under-insurance, over-insurance and double insurance in Estonia](https://insurancelawestonia.ee/estonian-insurance-contract-law/under-over-and-double-insurance): Average, over-insurance, co-insurance, leading insurer and multiple insurance under VÕS §§ 481–487: joint liability, contribution.