# Product liability

URL: https://insurancelawestonia.ee/tags/product-liability/
Author: Dr Olavi-Jüri Luik, Partner, Head of Insurance Law, attorney at law (Advokaadibüroo WIDEN OÜ)

> A selection of pages on this site that deal with Product liability (8 pages): Estonian insurance law articles, guides and explanations.

A selection of pages on this site that deal with "Product liability".

- [AI risk insurance in Estonia: silent and affirmative cover](https://insurancelawestonia.ee/guides/ai-risk-insurance-estonia): How PI, product liability, cyber, crime, D&O and property wordings respond to AI losses under Estonian law; AI exclusions and EU dates.
- [EU insurance directives and their transposition in Estonia](https://insurancelawestonia.ee/legal-framework/eu-directives): Solvency II, 2025/1 and 2025/2, IDD, motor directive, distance financial services, product liability, unfair terms, NIS2, CSRD: Estonian transposition status.
- [General, professional and product liability claims in Estonia](https://insurancelawestonia.ee/services-for-insurers/liability-claims): Liability claims in Estonia for insurers: general, professional and product liability, direct claims under VÕS §§ 517 and 521, defence and coverage roles.
- [Guides to Estonian insurance law for foreign insurers](https://insurancelawestonia.ee/guides): Practical guides on Estonian insurance claims for insurers, Lloyd's syndicates, MGAs, brokers and TPAs: motor, liability, financial lines, disputes.
- [Patient insurance in Estonia (TOKVS): guide for insurers](https://insurancelawestonia.ee/guides/patient-insurance-estonia): Compulsory liability insurance of healthcare providers in Estonia under TOKVS: insured event, sums insured, exclusions, claims procedure, conciliation.
- [Product liability and insurance in Estonia (new EU directive)](https://insurancelawestonia.ee/guides/product-liability-estonia): Product liability in Estonia under VÕS §§ 1061–1067, the EUR 500 threshold, defences, time limits, the new Product Liability Directive 2024/2853.
- [Should artificial intelligence have legal personality?](https://insurancelawestonia.ee/blog/2026-11-03-should-ai-have-legal-personality): Autonomous AI, liability gaps and the "electronic person": arguments for and against, and what legal personality for AI would mean for insurers.
- [Vaccine injury insurance in Estonia: why a public no-fault scheme](https://insurancelawestonia.ee/blog/2026-11-01-vaccine-injury-insurance-estonia): How Estonia compensates vaccine injuries: product liability vs liability insurance vs public no-fault insurance. Medicinal Products Act Chapter 5¹ in 2026.
