# Compulsory insurance

URL: https://insurancelawestonia.ee/tags/compulsory-insurance/
Author: Dr Olavi-Jüri Luik, Partner, Head of Insurance Law, attorney at law (Advokaadibüroo WIDEN OÜ)

> A selection of pages on this site that deal with Compulsory insurance (14 pages): Estonian insurance law articles, guides and explanations.

A selection of pages on this site that deal with "Compulsory insurance".

- [Choice of law and jurisdiction for insurance contracts in Estonia](https://insurancelawestonia.ee/guides/choice-of-law-jurisdiction-insurance-estonia): Rome I art 7 and Brussels I bis Section 3 applied to Estonian risks: large and mass risks, location of risk, compulsory insurance, jurisdiction clauses.
- [Direct action against liability insurers in Estonia](https://insurancelawestonia.ee/guides/direct-action-liability-insurers-estonia): When can an injured party sue an Estonian or foreign liability insurer directly? VÕS §§ 517–525, motor insurance, Rome II art 18.
- [Estonian Supreme Court: liability insurance and direct claims](https://insurancelawestonia.ee/supreme-court/liability-insurance-and-direct-claim): Estonian Supreme Court (Riigikohus) on liability insurance and the injured party's direct claim: English summaries with links.
- [Estonian insurance contract law: overview for foreign insurers](https://insurancelawestonia.ee/estonian-insurance-contract-law): The insurance chapter of the Estonian Law of Obligations Act explained: disclosure, premium, risk aggravation, obligations, notification, subrogation.
- [Estonian insurance law FAQ for insurers, brokers and TPAs](https://insurancelawestonia.ee/faq): Answers to frequent questions on Estonian insurance law: applicable law, mandatory rules, disclosure, warranties, notice, declinations, limitation.
- [Estonian insurance statutes: VÕS, KindlTS, LKindlS and more](https://insurancelawestonia.ee/legal-framework/estonian-statutes): Estonian statutes relevant to insurers and brokers, section by section: contract law, insurance activities, motor and patient insurance, compulsory PI covers.
- [Glossary of Estonian insurance law terms (English–Estonian)](https://insurancelawestonia.ee/glossary): Over 100 Estonian insurance law terms with English equivalents and explanations: policyholder, withdrawal, cancellation, subrogation, insured event.
- [Liability insurance and direct action in Estonia (VÕS §§ 510–525)](https://insurancelawestonia.ee/estonian-insurance-contract-law/liability-insurance-and-direct-action): Estonian liability insurance rules: insured event, defence costs outside limits, notice within one week, consent to settle, injured party's rights.
- [Patient insurance in Estonia (TOKVS): guide for insurers](https://insurancelawestonia.ee/guides/patient-insurance-estonia): Compulsory liability insurance of healthcare providers in Estonia under TOKVS: insured event, sums insured, exclusions, claims procedure, conciliation.
- [Professional indemnity for Estonian lawyers and notaries](https://insurancelawestonia.ee/blog/2026-11-02-professional-indemnity-legal-professions): Compulsory PI for Estonian advocates, notaries, trustees and bailiffs: trigger, intentional loss, minimum limits and the 2025 Supreme Court ruling.
- [Professional indemnity insurance and claims in Estonia](https://insurancelawestonia.ee/guides/professional-indemnity-estonia): PI insurance in Estonia: compulsory cover for advocates and other professions, liability standards, claims-made triggers, defence costs, direct claims.
- [Reviewing policy wordings under Estonian law](https://insurancelawestonia.ee/guides/policy-wording-review-estonian-law): How Estonian standard-terms control (VÕS §§ 35–44) and the mandatory insurance rules affect London, German and Nordic wordings used for Estonian risks.
- [Subsea cables, the shadow fleet and shipowner liability](https://insurancelawestonia.ee/guides/subsea-infrastructure-shadow-fleet-shipowner-liability): Anchor damage to Baltic cables under Estonian law: shipowner liability and limitation, compulsory insurance, ship arrest and war exclusions.
- [Vaccine injury insurance in Estonia: why a public no-fault scheme](https://insurancelawestonia.ee/blog/2026-11-01-vaccine-injury-insurance-estonia): How Estonia compensates vaccine injuries: product liability vs liability insurance vs public no-fault insurance. Medicinal Products Act Chapter 5¹ in 2026.