# Claims handling

URL: https://insurancelawestonia.ee/tags/claims-handling/
Author: Dr Olavi-Jüri Luik, Partner, Head of Insurance Law, attorney at law (Advokaadibüroo WIDEN OÜ)

> A selection of pages on this site that deal with Claims handling (16 pages): Estonian insurance law articles, guides and explanations.

A selection of pages on this site that deal with "Claims handling".

- [CJEU: insurance and taxation](https://insurancelawestonia.ee/court-of-justice-eu/insurance-and-taxation): 11 judgments of the Court of Justice of the EU on insurance and taxation: summaries, paragraphs and links.
- [Claims handling practice in Estonia: a guide for TPAs](https://insurancelawestonia.ee/guides/claims-handling-practice-estonia): Practical guide for TPAs and claims handlers on Estonian files: timelines, documents, language, loss adjusters, interest, payments, data protection.
- [D&O insurance in Estonia: director liability after leaving office](https://insurancelawestonia.ee/blog/2026-09-29-d-and-o-insurance-estonia-director-liability): Estonian director liability (ÄS § 187), reversed burden of proof, creditor claims, limitation and what D&O underwriters and claims teams should know.
- [Estonian FSA guidelines for insurers and insurance brokers](https://insurancelawestonia.ee/legal-framework/fsa-guidelines): Finantsinspektsioon advisory guidelines and letters on insurance distribution, complaints, claims handling, IT, AML and governance, with links and dates.
- [Estonian local and panel counsel service for insurers and Lloyd's](https://insurancelawestonia.ee/services-for-insurers/local-and-panel-counsel): Estonian panel and local counsel services for insurers, the Lloyd's market, MGAs and TPAs: conflict check, first report, work with lead counsel.
- [Insurable interest, insurable value and sums insured in Estonia](https://insurancelawestonia.ee/estonian-insurance-contract-law/insurable-interest-and-sums-insured): Indemnity principle, insurable interest, insurable value, agreed value and reinstatement cost under VÕS §§ 476–480, with Supreme Court case law.
- [Insurance counsel: Estonia, Latvia, Lithuania | Olavi-Jüri Luik](https://insurancelawestonia.ee/): Estonian, Latvian and Lithuanian insurance law counsel for insurers, reinsurers and MGAs; also open to Lloyd's: coverage, claims, subrogation, D&O, cyber.
- [International case law: good faith, fraud and claims handling](https://insurancelawestonia.ee/international-insurance-case-law/good-faith-fraud-and-claims-handling): 14 decisions of foreign courts on good faith, fraud and claims handling: summaries, paragraphs and links.
- [Limitation of insurance claims in Estonia: VÕS § 475 explained](https://insurancelawestonia.ee/estonian-insurance-contract-law/limitation-and-one-year-action-period): Three-year limitation, suspension on notification, the ten-year long-stop and the one-year action period after a written declination under VÕS § 475.
- [MTPL and Green Card claims in Estonia: handling guide](https://insurancelawestonia.ee/guides/mtpl-green-card-claims): Handling motor third-party liability and Green Card claims in Estonia: visiting vehicles, correspondents, the Traffic Insurance Fund, deadlines.
- [Pre-contractual disclosure in Estonian insurance law](https://insurancelawestonia.ee/estonian-insurance-contract-law/pre-contractual-disclosure): The policyholder's duty of disclosure under VÕS §§ 440–442: material circumstances, questionnaires, withdrawal within one month, causation and fraud.
- [Presenting a cyber, crime or D&O claim: documents and evidence](https://insurancelawestonia.ee/specialty-lines/handbook/claim-documentation-and-evidence): Evidence-based cyber, crime and D&O claims under Estonian law: documents, loss calculation, experts, advance payment and typical mistakes.
- [Sanctions and insurance in Estonia: claims, premiums and nullity](https://insurancelawestonia.ee/guides/sanctions-and-insurance): How EU and Estonian sanctions affect insurance in Estonia: nullity under RSanS § 7, sanctions clauses, claims payments, ransomware, authorisations.
- [Services for insurers, reinsurers, MGAs, brokers and TPAs](https://insurancelawestonia.ee/services-for-insurers): Local and panel counsel in Estonia: coverage opinions, claims support, reservation of rights, subrogation, litigation, breach coach, D&O, crime.
- [Surety and credit insurance in Estonia: a guide for insurers](https://insurancelawestonia.ee/guides/surety-and-credit-insurance-estonia): Surety bonds and trade credit insurance under Estonian law: licensing, VÕS § 427(2)5 freedom of contract, guarantee vs suretyship, beneficiary claims.
- [W&I insurance in Estonia: a guide for insurers](https://insurancelawestonia.ee/guides/warranty-and-indemnity-insurance-estonia): W&I insurance for Estonian deals: the SPA under Estonian sales law, knowledge and fraud, limitation, no-claims declarations and large risks.