# Contact: Estonian insurance lawyer Dr Olavi-Jüri Luik

URL: https://insurancelawestonia.ee/contact/
Author: Dr Olavi-Jüri Luik, Partner, Head of Insurance Law, attorney at law (Advokaadibüroo WIDEN OÜ)
Last updated: 2026-11-06

> Contact Dr Olavi-Jüri Luik, Partner, Head of Insurance Law, attorney at law at WIDEN, Tallinn. Request a conflict check: olavi@widen.legal.

Insurers, reinsurers, Lloyd's syndicates and coverholders, MGAs, brokers, agents and claims handlers (including TPAs) are welcome to contact me about Estonian coverage questions, claims, recoveries, disputes or wording reviews. I usually reply within one business day.

**Your first message: conflict check only.** Before any matter is opened, WIDEN runs a conflict check. To make that possible without exposing confidential information, please limit your first message to:

- the names of the parties involved (your company or group, the policyholder or insured, the claimant or counterparty, and any co-insurers or reinsurers);
- the line of insurance in general terms (for example property, D&O, cyber, motor);
- any urgent deadline (a court date, a limitation date or a regulatory notification).

Please do not send the policy, the claim file, reserve figures or your coverage position until I have confirmed that the conflict check is clear. Receiving your message does not mean that a mandate has been accepted: an engagement begins only once the conflict check is clear and the scope and terms of the engagement have been agreed. Once it is, I will ask for the documents and the details needed for the task you have in mind (a coverage view, local representation, a recovery assessment, etc.).

**Whom I act for.** My practice is insurer-side. I act for policyholders only exceptionally and never against an insurer or reinsurer that is a client of mine or of WIDEN. If the conflict check shows that I cannot act, I will say so without discussing the substance of the matter. Panel and programme clients can agree with me in writing on advance conflict notification and on a list of entities against which I will not act; see the [conflict policy](https://insurancelawestonia.ee/#conflict-policy-for-insurer-clients).

## Direct contact

- **Email:** [olavi@widen.legal](mailto:olavi@widen.legal)
- **Phone:** [+372 509 7543](tel:+3725097543)
- **WhatsApp:** [+372 509 7543](https://wa.me/3725097543)
- **Address:** [WIDEN (Advokaadibüroo WIDEN OÜ)](https://widen.legal/), Rävala pst 4, 10145 Tallinn, Estonia
- **WIDEN profile:** [Olavi-Jüri Luik](https://widen.legal/people/olavi-juri-luik/)
- **LinkedIn:** [Olavi-Jüri Luik](https://www.linkedin.com/in/olavi-j%C3%BCri-luik-insurance-law-litigation/)

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